Non-Fund Custodian Technology & Business Tools Built for Nigeria

Collect payments, verify customers, manage savings groups, and integrate payment tools — all from one platform designed for Nigerian businesses.

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Products

Everything Your Business Needs

Five core products to power payments, verification, and savings for Nigerian businesses of all sizes.

💳

Payment Collection Tools

Collect payments easily from customers. Perfect for SMEs, churches, schools, and organizations. Accept bank transfers, cards, USSD, and mobile money.
📱

Mini Payment App

Buy airtime & data, pay bills, and transfer money — all powered by third-party APIs. Fast, reliable, and affordable for everyday Nigerians.
💻

Developer/Integration Tools

APIs and SDKs for businesses to integrate payments, verify identities, and manage subscriptions. Built for Nigerian developers.
👤

KYC/Verification Tools

Verify customers with BVN, NIN, phone number, and bank account validation. Fast, reliable identity verification for your business.
🏬

Digital Savings Groups (Ajo/Esusu)

Manage rotating savings and contributions digitally. Track members, automate collections, and reduce disputes in your Ajo or Esusu group.
Solutions

Built for Every Nigerian Business

Tailored solutions for the organizations that power Nigeria's economy.

🏢

For SMEs

Accept payments online and offline. Track revenue. Send invoices.

⛪

For Churches & Mosques

Collect tithes, offerings, and donations digitally. Transparent reporting.

🎓

For Schools

Manage school fees collection. Send payment reminders. Track outstanding balances.

👨‍💻

For Developers

RESTful APIs with full documentation. Webhooks, SDKs, and sandbox testing.

For Developers

Integrate in Minutes

Our APIs and SDKs make it easy to add payment collection, KYC verification, and savings group management to your application.

  • RESTful API with full documentation
  • Webhooks for real-time event notifications
  • SDKs for JavaScript, Python, and PHP
  • Sandbox environment for testing
  • Comprehensive error handling
View API Docs
Initialize Payment Collection
// Initialize a payment collection const sentop = require('sentop-sdk'); const client = sentop.initialize({ apiKey: 'sk_live_your_api_key', environment: 'production' }); const collection = await client.collections.create({ amount: 5000, // NGN 50.00 currency: 'NGN', email: 'customer@example.com', channels: ['card', 'bank_transfer', 'ussd'], metadata: { orderId: 'ORD-12345', description: 'Monthly subscription' } }); // Returns payment link and reference console.log(collection.authorization_url); console.log(collection.reference);
FAQ

Frequently Asked Questions

Find answers to common questions about Sentop and our services.